Fire and Theft Insurance

The other day my house caught fire. The insurance agent said, "Shouldn't be a problem. What kind of coverage do you have?"
I said, "Fire and theft."
Insurance agent frowned. "Uh oh. Wrong kind. You should have fire OR theft."
Apparently, the only way I can make a claim with this coverage is if the house is robbed while it's burning down.

Yo Mama - Robbed

Yo mama so poor, she only gets robbed for practice.

Yo Mama - Restroom

Yo mama so poor, when I asked where her bathroom was, she said, "Fourth bottle from the left."